Collectors are devices
that draw energy from the sun. They
are usually installed on the roofs of buildings. They are mainly used for heating utility
water. They cost quite a lot, and
for their installation to pay off, the state provides for its co-financing. How is it done now?
Solar energy is free and
ecological. Unfortunately,
collectors cost a lot. It must
take a long time before the profits from their installation compensate for the
costs incurred to purchase, assemble and service these devices. In our climate the collectors turn
long, because we have few sunny days in which they can work, that is, take heat
energy to heat the water.
Collectors, on the other
hand, are very much supported by environmentalists, because they contribute to
a certain extent to reducing exhaust emissions. Instead of using a boiler or a water
heater, we seem to be collectors and therefore less smoke is emitted from our
chimneys. This is a very
simplistic comparison, but it gives some idea of the phenomenon.
To encourage investing
in collectors, the state decided to participate in the cost of their purchase. But can you still count on co-financing?
Co-financing in 2016
According to the
National Fund for Environmental Protection and Water Management, the funds
reserved for the solar collector program have already been exhausted. Earlier, it was possible to recover up
to 45% of the sum spent on their purchase.
From April 2015,
however, you can submit applications for co-financing for collectors in
connection with the implementation of the "Prosument" subsidy
program. It allows subsidies up
to 20% of the cost of the system and this in combination with an
interest-bearing loan of 1% per annum. From
2017, the value of this co-financing is to fall to 15%. The "Prosument" program puts
more on photovoltaic panels (so-called solar panels) than on collectors. Surcharge for it can reach up to 40% of
the cost of the system. However,
after 2016 the co-financing is to be reduced to 30%.
It should be remembered
that the "Prosument" program is addressed only to people installing
collectors on residential buildings - single and multi-family. Therefore, it does not include
economic, commercial, industrial and other buildings.
The maximum amount of
eligible costs will be PLN 100,000 or PLN 450,000, depending on the type of
beneficiary.
Individuals (private),
housing co-operatives, housing communities, local government units and their
associations can apply for the payment.
Co-financing also
concerns the replacement of solar collectors or photovoltaic cells with new
ones - more effective.
Supplements to the
collectors are granted not only by NFOŚiGW. You
can find out about them in the Provincial Funds for Environmental Protection
and Water Management.
With the help of the
company
The payment for a
surcharge is a complicated bureaucratic activity. You do not need to be afraid of
clashes with officials. Many
companies selling and assembling collectors help in completing these
formalities. No wonder, the
amount of their income depends on it. Therefore,
companies are willing to prepare all the necessary documentation required by
the banks.
Conditions for obtaining
co-financing
They did not change
after 2015. It is necessary to
finance the expenses for collectors for the money obtained for a loan in one of
the banks indicated by NFOŚiGW. Therefore,
there is no subsidy if you want to buy cover from your own pocket.NFOŚiGW will
reduce the value of the loan drawn by 20%.
The grant application is
presented to the selected bank along with the loan application. When the collectors are installed and
commissioned, the bank must provide a report on their receipt and copies of
invoices for the costs incurred. The
bank pays these costs by bank transfer and within 2 months it applies to
NFOŚiGW for funds for partial repayment of the loan.
To apply for a subsidy,
you must have the right to dispose of the building. The house where the collectors are
located can also not be connected to the heating network for the purpose of
heating utility water.
And one more important
information - the collector chosen by us must comply with the PN EN-12975-2
standard and the European "SOLAR KEYMARK" certificate.
